Zurich Insurance Group (Zurich) is a multi-line insurer that serves customers in global and local markets. With 55,000 employees, it provides a range of property and casualty, and life insurance products and services in some 215 countries and territories. Zurich’s customers include individuals, small businesses, and mid-sized and large companies, as well as multinational corporations. The group is headquartered in Zurich, Switzerland, where it was founded in 1872. The holding company, Zurich Insurance Group Ltd (ZURN), is listed on the SIX Swiss Exchange and has a level I American Depositary Receipt (ZURVY) programme, which is traded over the counter on OTCQX.