Postgraduate in Physics. Career spanning over 39 years with State Bank of India (SBI); has held various assignments, including several positions across various business verticals, such as Mid-Corporates Group and Project Finance; Chief General Manager, North Eastern Circle; as part of SBI’s overseas operations, served in SBI Canada and later as Regional Head, SBI’s UK Operations; Head, SBI Capital Markets, the investment banking arm of SBI Group, and Managing Director, Compliance and Risk; May 2015 – 2017, Managing Director, National Banking Group (NBG), State Bank, leading the Retail and Digital Banking initiatives of the Bank apart from driving the vast network of over 24,000 branches of SBI. Since October 2017, Chairman, SBI. Interests: travelling; sports, playing badminton.