2001, SEP, Harvard Business School, Boston; 2004, MBA, University of Manchester; 2006, AMP, INSEAD. Over 25 years' experience in banking. Formerly: with Nedbank Group: Managing Director, Nedbank Africa; Member of various boards; Divisional Director, Strategic Business; Executive Credit Manager; over 14 years with Standard Bank. Since 2006, current positions with Development Bank of Southern Africa.