1989, degree in Marketing and General Management, Richmond College, UK; 1993, MBA, Babson College, US. Formerly, with: Welbeck Property Partnership, London; Dabur Finance. 2000, Co-Founder, Aviva life Insurance; Founder, Universal Sompo General Insurance company; 2004, acquired Balsara Home Products; acquired FEM Pharma for Dabur India; acquired Punjab Tractors, subsequently sold to Mahindra and Mahindra. Concurrently, Managing Director, Elephant Capital. Formerly, Chairman, Dabur Pharma. Chairman, Aviva Life Insurance. Director, Dabur International. Non-Executive Director: Universal Sompo General Insurance; Mahindra Forgings.