Handelsbanken was founded in 1871 and is one of the world's strongest banks, with its roots in local communities and trusting relationships. It has a nationwide branch network in its home markets of the Netherlands, Norway, Sweden and the United Kingdom. Each branch has complete customer and business responsibility and decision-making authority in its local marketplace. Handelsbanken operates on timeless values of trust and respect, for customers and colleagues. Handelsbanken stands by its customers through all economic situations. By sharing knowledge, it contributes to its customers' financial capability. By upholding commitments, Handelsbanken makes a positive impact on the communities in which it operates.