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Arpaan G Begdai is a Fellow Actuary of the Institute of Actuaries of India and the Institute and Faculty of Actuaries (UK), with over 15 years of experience in retirement and employee benefits across India and the UK. He specializes in the design and valuation of benefit schemes, combining actuarial rigor with practical implementation. He is keenly interested in building innovative risk management and financial product solutions to address the evolving needs.