
为什么鼓励储蓄是实现财务韧性的关键?
想象这样一个场景:你刚结束一段工作,还未获得新职位和医疗保险时,突遭严重疾病需要住院。治疗后的账单高达五位数,不得不耗尽所有积蓄、背上高息债务,甚至推迟家庭的重要开支。这种情况虽令人担忧,却并不罕见。
Vestwell is a financial technology company powering the new savings economy. The New York City-based fintech platform redefines how people save for the critical aspects of life across retirement, education and healthcare savings needs. The company offers products including workplace-delivered retirement plans, employer-offered student loan repayment benefits and savings accounts for education, emergencies and individuals with disabilities. Its clients include financial advisers, employers, third-party administrators, financial institutions, payroll providers, government agencies and individual savers. Vestwell enables over 350,000 businesses and nearly 1.5 million active savers, with over $30 billion in assets saved across all 50 states in the US.