Rabobank Group is an international financial services provider operating on the basis of cooperative principles. Its operations include retail banking, wholesale banking, asset management, leasing and real estate. In the Netherlands, its focus is on all financial services; internationally, it is on food and agriculture. The organization employs some 52,000 staff in 40 countries. The group comprises 106 independent local Rabobanks, as well as a central organization, Rabobank Nederland, and its subsidiaries.