OakNorth

Launched in September 2015, OakNorth is a digital bank for entrepreneurs, by entrepreneurs. Focused on providing debt finance and bespoke banking solutions to the lower mid-market (businesses with $1 million – 100 million in turnover) across the United Kingdom and US, it has lent $15 billion. OakNorth provides insight-driven solutions through its analytical framework powered by hundreds of billions of dollars’ worth of commercial loan data, covering over 270 industries. By looking at businesses through this lens, it’s able to identify the winners in each industry, which is why its credit quality stands apart from other banks.